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    February 26, 2020
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FLEXPLUS LINE OF CREDIT+ 6 MONTH INTRODUCTORY FIXED RATE 1.99% 4.75% APR > NO CLOSING COSTS' AS LOW AS FlexPLUS is a revolving line of credit secured by your primary residence with an option to lock a portion or all of the outstanding APR thereafter balance into a term loan with a fixed rate. EQUAL HOUSING LENDER Member FDIC NM.SR 654941 RIVERVIEW BANK RiverviewBankPA.com 1-888-765-7551 AND ITS OPER ATING DIVISIONS "The Anrual Percentage Rate APR ietroductory 6-month rate offer is effectve 2/12/2020. Rate subject tochanga or withdrawal at any time. Sutject to credt aporoal. Sandard underwrting crteria apply. Oredit score based on lowest soore of al appicants. $25.000 new money commitment and Automatc Paymert Deduction tom a Rverview Bark and its Operating Dsisions checking accourt requied to qualty for the Introductory rate APA. The introductoy rate wil then convert to a varatie rate plus margin ater 6 mortrs, he variabierate is based on Wal Sreet Joumal Prime (WSP) Rate. WSP s aurerty at 4.75% APR as d 2/12/2020. The margin is deternined by redt qaificators, ban to-value ato, and repayment term. The variable APR may adjust daly besed on WS.P. Maimum APR 18.00%. 'No cosing tees tor al loans $249.92900 and under Cosing lees may be walved for quailfed borowers of loan balarces $250,000.00 and atove. Fees could range bom s0.00 $1,000.00 ircluding the cost of a ful apprsisal and te Irsurance, tnesded. $25,000.00 Minimum loan amourt. Ouner occupied, 1-4 family residertal propertes oriy. Non purchase money transactors only Homeowner's insurarce reguired. Flood insurarce maybe raquired. Te irsurance may be required for loans $250,000.00 and above. Aneary termination fee of $30000 wil be charged fine of credit is ciosed within the first 35 morths of opering Rates may change at any tme pror blocking ina faedrate. Oher terms and condtors may apoly, soe your banking represertatve for ful detals Lock-in Faed Rate Term Option: Once locied, rate is fiod fa te entire agreed upon term of the lockad-in portonof he kan. The APR tat applies to the iocked-in baance stal be he Home EqutyLoanrate established at the tme of he conversion Lock Number and Fees: The maximum number of locks during a daw period of the HomeEquty Master Line of Credit is three S. The customer must provide a writen request to lock in a term and rate, for the bark to confim and track the look Each look will incur a fee of $100 per lock. Automatic Pament Deduction wili provide a 50% dscourt off lock fees, resulting ina per lock fee of S50.00. Consult your tax advisor regardng deductbity of interest and charges FLEXPLUS LINE OF CREDIT+ 6 MONTH INTRODUCTORY FIXED RATE 1.99% 4.75% APR > NO CLOSING COSTS' AS LOW AS FlexPLUS is a revolving line of credit secured by your primary residence with an option to lock a portion or all of the outstanding APR thereafter balance into a term loan with a fixed rate. EQUAL HOUSING LENDER Member FDIC NM.SR 654941 RIVERVIEW BANK RiverviewBankPA.com 1-888-765-7551 AND ITS OPER ATING DIVISIONS "The Anrual Percentage Rate APR ietroductory 6-month rate offer is effectve 2/12/2020. Rate subject tochanga or withdrawal at any time. Sutject to credt aporoal. Sandard underwrting crteria apply. Oredit score based on lowest soore of al appicants. $25.000 new money commitment and Automatc Paymert Deduction tom a Rverview Bark and its Operating Dsisions checking accourt requied to qualty for the Introductory rate APA. The introductoy rate wil then convert to a varatie rate plus margin ater 6 mortrs, he variabierate is based on Wal Sreet Joumal Prime (WSP) Rate. WSP s aurerty at 4.75% APR as d 2/12/2020. The margin is deternined by redt qaificators, ban to-value ato, and repayment term. The variable APR may adjust daly besed on WS.P. Maimum APR 18.00%. 'No cosing tees tor al loans $249.92900 and under Cosing lees may be walved for quailfed borowers of loan balarces $250,000.00 and atove. Fees could range bom s0.00 $1,000.00 ircluding the cost of a ful apprsisal and te Irsurance, tnesded. $25,000.00 Minimum loan amourt. Ouner occupied, 1-4 family residertal propertes oriy. Non purchase money transactors only Homeowner's insurarce reguired. Flood insurarce maybe raquired. Te irsurance may be required for loans $250,000.00 and above. Aneary termination fee of $30000 wil be charged fine of credit is ciosed within the first 35 morths of opering Rates may change at any tme pror blocking ina faedrate. Oher terms and condtors may apoly, soe your banking represertatve for ful detals Lock-in Faed Rate Term Option: Once locied, rate is fiod fa te entire agreed upon term of the lockad-in portonof he kan. The APR tat applies to the iocked-in baance stal be he Home EqutyLoanrate established at the tme of he conversion Lock Number and Fees: The maximum number of locks during a daw period of the HomeEquty Master Line of Credit is three S. The customer must provide a writen request to lock in a term and rate, for the bark to confim and track the look Each look will incur a fee of $100 per lock. Automatic Pament Deduction wili provide a 50% dscourt off lock fees, resulting ina per lock fee of S50.00. Consult your tax advisor regardng deductbity of interest and charges